Is your nursing home properly safeguarded against risks? If not, you could face charges from a variety of sources. Nursing home insurance can provide reimbursement if you end up having to pay for problems out-of-pocket.
Many nursing homes face liability issues from the following problems:
As facilities that provide medical care, nursing homes fall under local and federal regulations regarding the protection of patients. Substandard care can cause serious harm to patients, and in this situation, charges could be brought against the facility or whomever was treating the patient in question.
Medical malpractice insurance can help make a crisis manageable, giving your facility the time it needs to make necessary improvements to ensure the problem doesn't reoccur. Different types of care have different levels of risk, so talk a Discovery Insurance Agency agent today about what kind of medical care your nursing home offers. Once we know exactly what services you provide to your patients, we'll work with you to find a nursing home insurance policy that meets your needs.
1. "Negligent Supervision Claims." AllLaw.com. Accessed April 14, 2016. http://www.alllaw.com/articles/nolo/personal-injury/negligent-supervision.html.
2. "Abuse in Nursing Homes." Nursinghomefamilies.com. Accessed April 14, 2016. http://www.nursinghomefamilies.com/NH_web/Abuse_in_Nursing_Homes.html