Looking for Short Term or Long Term Rental Insurance in Reunion FL?
If you own a rental property in Reunion Fl or a home that happens to be vacant, a traditional homeowners insurance policy will not work.
You need what’s called a “Dwelling Fire” insurance policy.
This is because traditional homeowners insurance excludes coverage for properties that are not owner-occupied.
In other words, if you don’t live in the house, it’s only covered by a Dwelling Fire policy.
Discovery Insurance Agency represents several carriers who can insure your rental property, or Holiday Home Property.
Short term or Long term Rental Insurance Reunion FL
There are multiple scenarios where dwelling fire insurance is necessary:
Rental Properties — Dwelling fire insurance is the only type of policy that will work for a rental property.
There are certain coverages that you need as the owner of a non-owner occupied property that are only provided by a dwelling fire insurance policy like for example Landlord Furnishings, and Tenant Liability.
Seasonal & Vacation Homes — in many cases, in order to insure a secondary, seasonal, or vacation property, you will need a DP3 also called Rental Dwelling Policy.
Vacant Homes — vacant homes can present all kinds of problems which is why they can be extremely difficult to insure. Most insurance companies want nothing to do with a property that is vacant. We can help you though.
Homes Under Construction — in some situations your renovation, addition, or reconstruction project may require a specialty dwelling policy.
How to get started on your quote
If you live in Reunion Fl and have a property that fits these parameters, give us a call and we can quote your property to see who has the best product for you.