Short Term Rental Insurance Davenport FL

Looking for Short Term Rental Insurance or Long Term Rental Insurance in Davenport FL?

If you own a short term rental property in Davenport FL a traditional homeowners insurance policy will not work.

You need what’s called a “Dwelling Fire” insurance policy.

Traditional homeowners insurance excludes coverage for properties that are not owner-occupied.

In other words, if you don’t live in the house, it’s only covered correctly by a Dwelling Fire Insurance Policy.

Discovery Insurance Agency represents several carriers who can insure your rental property, Holiday Home, or Short Term Rental.

Short term Rental Insurance in Davenport FL is easy and affordable.  Call, email, or complete the form below today to get started.

Short Term or Long Term Rental Insurance Davenport FL

There are multiple scenarios where dwelling fire insurance is necessary:

Rental Properties — Dwelling fire insurance is the only type of policy that will work for a rental property.  If you are renting your home on a short term basis meaning a week or less than there are special endorsements you will need or there will be a coverage gap on your policy.

Not all insurance companies have this product.  We recommend the following companies below and by working with our agency we can get a quote from all of them for you in normally the same day 🙂

  • ASI
  • Olympus Insurance
  • Tower Hill Insurance
  • Federated National Insurance
  • Security First Insurance
  • Florida Family Insurance
  • St. Johns Insurance
  • Frontline Insurance

There are certain coverages that you need as the owner of a non-owner occupied property that are only provided by a dwelling fire insurance policy.  For example coverage for the contents that you as the owner have furnished like TV’s, couches, beds, etc.

Vacant Homes — vacant homes can present all kinds of problems which is why they can be extremely difficult to insure. Most insurance companies want nothing to do with a property that is vacant. We can help you though.

How to get started on your quote:

  • If you have a property in Davenport Fl that fits these parameters, give us a call and we can quote your property to see who has the best product for you.
  • Fill out the form below

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Are you ready to save time, aggravation, and money? The team at Discovery Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!

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