Looking for Short Term or Long Term Rental Insurance in Kissimmee Fl?
If you own a rental property in Kissimmee Fl Short term Rental Insurance is probably what you need.
You need what’s called a “Dwelling Fire” insurance policy.
This is because traditional homeowners insurance excludes coverage for properties that are not owner-occupied.
In other words, if you don’t live in the house, it’s only covered by a Dwelling Fire policy.
Discovery Insurance Agency represents several carriers who can insure your rental property, or specialty use property.
Short term or Long term Rental Insurance Kissimmee FL
There are multiple scenarios where dwelling fire insurance is necessary:
Rental Properties — Dwelling fire insurance is the only type of policy that will work for a rental property.
There are certain coverages that you need as the owner of a non-owner occupied property that are only provided by a dwelling fire insurance policy like for example Landlord Furnishings, and Tenant Liability.
Vacant Homes — vacant homes can present all kinds of problems which is why they can be extremely difficult to insure. Most insurance companies want nothing to do with a property that is vacant. We can help you though.
Seasonal & Vacation Homes — in many cases, in order to insure a secondary, seasonal, or vacation property, most companies require that you insure your primary residence with them as well, which isn’t always possible.
How to get started on your quote
If you live in Kissimmee Fl and have a property that fits these parameters, give us a call and we can quote your property to see who has the best product for you or simply complete the form below 🙂